Corporate loans

As the world of business grows and changes, corporations also have to grow or expand. Since these are large companies with solid capital and asset bases, they need a lot of money to fund their usually large and expensive growth plans, whether upgrades, expansion projects or asset acquisitions. Sometimes the corporation or organization may not be able to raise the large capital involved and has to seek for financing either from the shareholders (that is if it is a publicly traded or private ltd company) or go for corporate loans from financial institutions or licensed private lenders. We are looking at the latter and we begin by acknowledging that with their large asset bases, Corporations don’t sweat when looking for financing, it finds them right on their doorsteps. Corporate loans are of a bigger size as compared to SME loan and business loan.

Those corporations have large capital turnovers and asset numbers will have banks and other lenders fighting to finance any project undertaken by the companies. The corporate loan rates, while not as low as they should have never been an issue since the corporations are able to effortlessly pay back the loan due to their well toned financial muscles. The large variety of loans include Corporate loans for expansion offered by lenders to corporations or organizations with a vision to expand their businesses, for instance, to open new branches or even to enter a new market. There are big commercial loans secured using the organization’s property as collateral and meant for projects that require large investments. Corporate term loans which are supposed to be repaid within the specified time period are also available.

However, even if the corporations are well established, sometimes, their company do need some urgent cash to temporary quick funding. Corporate loan from the banks might not be the best option in those instances, hence corporate loan with us might be able to resolve the quick financing problem. Especially in KL and Selangor, quick resolution of the financing problem is the key to achieving success in the corporate world.

In addition, there are still some organizations who would like more flexibility in the terms, for example, some would wish to get loans based on their credit scores and not be required to put up some of their assets as collateral. As each business has its own special needs, it is recommended to find a lender who will sit, listen and customize the loan terms to fit your needs.